After your offer is accepted, you’ll have an escrow period to have the house professionally inspected, requesting necessary repairs for primary health and safety reasons, and come to an agreement with the sellers on these requests.  Once you get through the inspection, then the appraisal is completed. I will advocate for you if the appraisal on the home does not come in the same as the mutually agreed upon purchase price.  Next, your lender will send off your loan for underwriting approval, in order to meet your loan objection deadline, which is typically within a week or so of closing, and when your earnest money becomes non-refundable. I am here to explain the process every step of the way and answer any questions that you may have.